Dear Customer

Thank for your recent loan request. We regret to inform you that after careful consideration, your application has been unsuccessful because it does not meet our current lending criteria. Our decision was made taking into account the information provided by you in your application, the amount of credit you applied for, the vehicle you wished to purchase, together with any additional information about that we obtained from Experian, a credit reference agency.

If you would like to know what information Experian hold about you then you can contact Experian at:

Landmark House
Experian Way
NG2 Business Park
Nottingham, NG80 1ZZ
Tel:  0844 481 8000


Please be aware that there may be a fee payable to Experian.

You may benefit from viewing our “rejected applications” section of our website where some more detailed information is given on why applications are rejected and how to improve your credit rating for the future.

Once again, we are sorry that we have not been able to assist you at this time.

Yours Sincerely

New Business Department

Click here to download the printable PDF version of the declined letter.

London & Surrey Motor Finance, the specialist loan provider

35.27% APR Representative